Accept credit cards directly with Shopify.

Instant set up — no third-party accounts required.

Stay in control
of your cash flow.

Track your balance and payment schedule at any time from your store’s dashboard.

Receive email alerts whenever new funds hit your bank account.

Accept and swipe credit cards.

With Shopify Mobile and Shopify POS, you can easily swipe Visa, MasterCard, American Express, and Discover credit cards on the go, or in your retail store.

Using the Shopify card reader, you'll get swipe rates as low as 2.15%+0¢ on all credit card transactions. There are no hidden fees or complicated costs.

Manage your entire business in one place.

Orders and payments, together

Payment details are clearly synced with orders, making it easy to see how much you’ve been paid without ever leaving Shopify.

Recover lost sales from chargebacks

Respond to chargebacks with just one click. Shopify generates an automatic, customized chargeback response to make your life easier.

Simple, transparent pricing.

Credit card rates are based on your Shopify plan.


  • Online 2.9% + 30¢
  • Swipe 2.7% + 0¢


  • Online 2.5% + 30¢
  • Swipe 2.4% + 0¢


  • Online 2.25% + 30¢
  • Swipe 2.15% + 0¢

On Shopify Plus?

Contact your account manager for a custom credit card rate.

Selling more? Less?

You can upgrade or downgrade your plans at any time to adjust your credit card rate.

No setup fees, no PCI fees, no additional cost to accept American Express or international credit cards.

Start your free, no-risk, 14 day trial!

Start using Shopify as your payment gateway