Shopify Capital

Fast, flexible
funding you
can bank on

Get the financing you need to scale every opportunity
this peak season.

You can book a call with our team after viewing your offer.

Three people sitting at a table and working on laptops.

Capital designed for larger
businesses

Fast deposits

If approved, you’ll receive your funds in as little as two days.

Equity free

Get the cash you need without providing equity in your business.

Minimal paperwork

Skip the complexity of the funding process—with less paperwork, no personal credit checks, and no red tape.

Funding up to $5M

Keep growing with up to $5 million USD in offers tailored to your business.

Four people sitting and having a discussion in a meeting room.

Spend more without
dipping into profits

Marketing

Stay creative—and competitive—this selling season with more to invest in paid marketing and collabs with brand influencers.

Operations

Cover costs from payroll to warehousing to shipping, and keep your operations running smoothly at peak.

Retail

Expand your retail presence with new stores, enhance your existing space, or experiment with seasonal pop-ups.

Cash flow

Expand into new markets and product lines without touching your profit or operating expenses.

Renewing Capital

Continue scaling with around round

You could be eligible for an additional round of funding. Renew faster with lower repayment thresholds, down from 65% to 51%.1 And don't worry about being charged twice—payments won't start until the first round is paid off.

Last Black Friday Cyber
Monday broke every record.
Be ready for 2023.

$7.5B

Total sales across Shopify worldwide on BFCM2

$4.5B

Total funding powering hundreds of Shopify businesses2

+52M

Customers purchased from Shopify brands worldwide2

36%

Higher sales on average for brands with Shopify Capital funding versus their peers3

Onia

Shopify Capital is an excellent resource to increase working capital for businesses. In my experience, it has been a quick and easy resource to free up cash at competitive rates.

Onia

Theresa Falcone — CFO

Resources to support
your goals

FAQs

Learn more about Shopify Capital, from eligibility to repayment.

Success stories

Discover how Shopify Capital increased sales by 36% for these brands.

24/7 support

Reach out to our support team for personalized assistance.

Shopify Capital

Unlock your offer today

After reviewing your offers, you can book a call with our sales team to start the application process. You could receive funding in just two days.

  • All loans through Shopify Capital are issued by WebBank. [US only]
  • Results may vary for every merchant. Offers to apply do not guarantee funding
  • 1To be eligible for additional funding, you must have repaid 51% of your existing financing. Applications for funding must be approved by November 30, 2023.
  • 2Shopify merchants Black Friday Cyber Monday 2022 results
  • 3The statistic is based on the geometric average of merchants’ six months’ cumulative GMV after taking the first round of Shopify Capital. Propensity score matching was used for pairing of the groups. The study makes further assumptions including equality of access to external funding and similar market trends in the US and Canada.
  • 4Offer is valid for one-time use only and expires September 30, 2023.