Let customers ‘buy now, pay later’ with Shop Pay Installments

Give your customers the flexibility to split their purchases into 4 equal payments with 0% interest, no fees, and no impact to their credit scores—and increase conversion by up to 50%.

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Payment options through Shop Pay Installments are offered by Affirm, are subject to an eligibility check, and may not be available in all states. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.


Increase sales by offering flexible, risk-free financing

Get paid upfront

Receive the full amount upfront, while your customers pay over time.

No hidden fees

There are no surprise fees for your customers—not even late fees.

Boost conversion

Convert more customers by letting them pay in smaller increments over time.

Faster checkout

Cut checkout times by up to 27% and reduce cart abandonment.


Make it easy to pay and get paid

Increase average order value

Offer customers greater flexibility to purchase higher-ticket items and check out with larger cart sizes.

Maximize buying power

Allow buyers to increase their budgets and maximize their purchasing power by giving them the ability to buy what they want.

Make checkout a breeze

Let your customers speed safely through checkout with Shop Pay, the fastest and best-converting checkout on the internet.

Drive more repeat purchases

Keep customers coming back by providing a better shopping experience and a flexible way to pay for their purchases.

Reduce cart abandonment

Keep customers within your store with our integrated checkout solution—and reduce cart abandonment by as much as 28%.

Offer a seamless shopping experience

Take advantage of a fully integrated checkout solution—with no redirects and no overselling.


Expand your customer base

With Shop Pay Installments, you can also tap into Shop's 100+ million user base—one the most extensive among ‘buy now, pay later’ providers.

Learn more about Shop Pay Installments


Why Shop Pay Installments is the best 'buy now, pay later' option for your business

Learn how businesses like yours have used Shop Pay Installments to increase sales.


Are you neglecting 20% of your customers at checkout?

All accelerated checkouts work, but which ones will generate the biggest payoff for your business?



Find the best themes to showcase Shop Pay Installments.