Shopify Term Loans
Finance your next move—on your terms
Build a custom loan and repayment plan with the partner who knows you best.
Don’t have a Shopify store? Start for free, then get your first 3 months for $1/mo.Available in select countries. Offers to apply do not guarantee financing. All financing through Shopify Lending including Shopify Capital, Line of Credit, and Term Loans products is issued by WebBank in the United States.
The Term Loan made for commerce
Shopify is the only finance partner with a 360° understanding of your business, so we’ll have an offer ready the moment you’re eligible for financing.
No monthly service fees, and no surprises of any kind.
No hard credit checks
Offers are based on our unique, in-depth view of your business.
Manage your business financing in the same admin you use every day.
Scale and thrive with Shopify. No equity, or stake taken—ever.
Manage your cash flow and plan for growth
Get predictable financing that suits your business’s unique needs.
No surprise fees
Skip the fees in the fine print and know what you’re paying up front.
Tailored loan amounts
Customize your offer for the amount of financing your business actually needs.1
Set up a weekly or monthly repayment schedule for a term up to 12 months.1
Term Loans by the numbers
Up to $5M
with your own repayment schedule
0 surprise fees
and every detail up front
Shopify Term Loans
Your business, your finances, together.
Hit your goals with the trusted partner who understands your business best.
What is a term loan?
Understand the benefits of a term loan, and why a Shopify Term Loan could be right for your business.
Learn the difference between each of Shopify’s lending solutions, and find out which one is right for your business.
Detailed instructions, terms, and key information for setting up and using your Shopify Loan.
Frequently asked questions
Available in select countries. Offers to apply do not guarantee financing. All financing through Shopify Lending, including Shopify Capital, Line of Credit, and Term Loans products is issued by WebBank in the United States. Financing through Shopify Capital is either in the form of a merchant cash advance (MCA) or loan, depending on location. In the United Kingdom, MCAs are issued by YouLend.
- 1Minimum amounts may apply. Repayment is made in equal weekly or monthly payments within 12 months.
- 2Amounts presented are in USD. Offers for eligible merchants are made in their local currency.
- 3Funds from a withdrawal request may take two or more business days to be received.